• Home
  • About
    • Meet Christie
    • Privacy Policy and Disclosure
  • Blogging
    • Blogging Resources
    • Blogging Tips
  • Contact
    • Bloglovin
    • Facebook
    • Instagram
    • Pinterest

Sparkles of Sunshine

Inspiration for a joy filled life.

  • DIY & Crafts
  • Life
    • Time Management
    • Faith and Inspirational
    • Family and Relationships
    • Holidays and Important Causes
  • Home
    • Cleaning
    • Organizing
    • Decorating
    • Budgeting
  • Food
    • Recipes
    • Entertaining
  • Free Printables
  • Essential Oils
    • Where do I start? Learn more about essential oils!
    • Projects using essential oils
    • Essential Oils Uses & Guides

Budgeting Home

Why Your Budget is Failing


A budget can be a wonderful thing. It can be a tool that helps you save money, pay off debt, and get ahead in life, but that will only happen if you’re willing to take your budget seriously. Have you been struggling to make ends meet despite having a budget in place? If that’s you, I’m here to explain to you why your budget is failing.Find yourself strapped for money every month? Find out why your budget is failing so you can put a stop to the madness today!

So you’ve created a budget, but you still find yourself struggling with your finances each month. What could possibly be wrong? While you may have set up a budget, it’s simply not working for you. Chances are it’s because you are doing something wrong. Take a look at these common reasons why your budget is failing so you can make an action plan to get your budget working for you today.

1. You Don’t Stick to a List

How often do you go shopping and end up with more items that you needed? Even if those items are on sale at a great deal, adding them to your cart can result in your budget failing. Make a list of items you need before heading to the store and make a committment to buy only what’s on the list. 

2. You Don’t Hold Yourself Accountable

It’s just a cup of coffee, right? A few impulse buys won’t hurt if it’s a good sale. It’s statements like these that eat away at your budget without you realizing it. You need to make sure your budget accounts for any and ALL expenses you may have because everything adds up.

3. You’re Not Tracking Your Expenses

Are you tracking everything you spend? An estimate isn’t enough. You need to sit down at the end of the day and track your expenses to make sure you’re staying on track. For example, you might estimate that you’ve spent $800 on your groceries over the past month but see that you’ve actually spent closer to nine-hundred. That $100 can make a big difference. Find a way to accurately track those expenses and you’ll be one step closer to the road of success. My favorite method? Check out the Goodbudget App.

4. You’re Living Above Your Means

A big mistake people make when setting up a budget is to not really consider what they’re actually making each month. It’s not enough to say that you’re going to spend $800 a month on groceries and $200 a month on gas if you don’t have the money. You need to make sure your income allows for those expenses. If you don’t have the income, it’s time to sacrifice – cut off the cable and stop eating out. Once you stop living above your means you’ll see your debt go down and your savings go up.

5. You’re Not Paying Yourself

You will never stick to a budget without play money. Play money is money that you can use for whatever you want. It may be for your favorite cosmetics, a new pair of shoes, or a night out with your friends. Having a little bit of money set aside to do the things you want will help you stay disciplined to follow the rest of your budget.

Last, but not least, a budget will never be successful is you don’t take it seriously. A budget is something you need to monitor each and every day to make sure it’s working for you. Once you take it seriously, your budget will be much more successful. Knowledge is power. Once you know why your budget is failing, you can make a plan to turn things around. 

Faithbox - Embrace Your Faith Today!

Related Posts

  • 6 Reasons Why You Need a Budget

    Does having a budget seem like a chore to you? While it does take extra…

  • Not getting expected results from you budget? Check out this list of 10 forgotten budget expenses.
    10 Forgotten Budget Expenses

    Do you find yourself frustrated at the end of the month because of your finances,…

  • Decorate Your Home on a Budget

    Want to make some decorating changes around your home but you're low on cash? Although…


Leave a Comment

« Melon Lime Cupcakes
Lavender Sugar Scrub »

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Recipe Rating




looking for something?

Oh, hi there!

Hi! I’m Christie...Jesus follower, wife, pet lover, avid crafter and DIY addict. I believe in spending time doing whatever brings sunshine into your life. Welcome to my blog where you will find inspirational tips for DIY projects, crafts, recipes, organizing, household tips and much more. Let’s create some sunshine for your life! Read More…

Popular Recipes

These tasty Krispy Kreme Cupcakes are simply to make and would be a perfect treat for Mother's Day, a Spring brunch or any time of year.

Krispy Kreme Cupcakes

Life might feel like a circus until you take a bite of these tasty Circus Animal Cracker Cupcakes. Yes, they're that good!

Circus Animal Cracker Cupcakes

Become a VIP insider today

Sign up to receive my latest posts, inspirational emails and get access to our FREE PRINTABLE library, exclusive for newsletter subscribers!

AMAZON AFFILIATE

Sparkles of Sunshine is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

you may also like

Free Printable 2020 Calendar With Weekly Planner

Stay organized in 2019 with the free printable 2019 calendar with weekly planner at Sparkles of Sunshine.

Free Printable 2019 Calendar With Weekly Planner

Want to keep the bugs at bay while moisturizing your skin? These bug repellent lotion bars are simple to make and use and will the bugs away this summer.

How to Make Bug Repellent Lotion Bars at Home

Moving day can be hectic. You've got a lot on your mind and it's easy to get stressed out. Learn 9 ways you can make moving day less stressful for you and your family.

9 Ways You Can Make Moving Day Less Stressful

Moving soon? It's never too early to get prepared for a smooth move from one home to another. Find out 9 ways you can prepare for a move at Sparkles of Sunshine today.

9 Ways You Can Prepare for a Move

Copyright © 2022 · Divine theme by Restored 316

Copyright © 2022 · Divine Theme on Genesis Framework · WordPress · Log in

This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish.Accept Read More
Privacy & Cookies Policy

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
Non-necessary
Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.
SAVE & ACCEPT